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Looking for a low down payment?
FHA financing is still available with less than 5% down.
Get a personalized rate quote today. -
Increase Your Buying Power
with a PreApproval!If you're looking for that perfect home, get approved for the perfect home loan first. Apply Now!
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CU Home Advantage Program
Selling your home? Buying new? Take advantage of our realty rebate program - 20% back in your wallet. Click here for more information and register today.
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Check Rates Anytime, Anywhere.
Always on the go? Monitor mortgage rates on your mobile phone. For live rate information 24 hours a day visit us at
gaselectriccu.mortgagewebcenter.com. -
Celebrating USDA loans for
Rural America!We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about
the program.
Today's Featured Rates
| Conventional | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.750% | 4.937% | 0.250% |
| 4.875% | 5.041% | 0.000% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.250% | 4.589% | 0.375% |
| 4.375% | 4.677% | 0.125% |
| 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 4.125% | 4.881% | 0.500% |
| 4.250% | 4.894% | 0.125% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 4.750% | 5.948% | 0.250% |
| 4.875% | 6.051% | 0.000% |
| VA | ||
| VA 30 Year Fixed | ||
| Rate | APR | Points |
| 4.750% | 5.186% | 0.500% |
| 4.875% | 5.279% | 0.125% |
Rates Listed Above are Subject
to a 1% Origination Fee.
Welcome Home
Welcome to Gas & Electric Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 888-748-4967.
Celebrating USDA loans for Rural America!
We're taking 100% financing to your small town. Ask us about USDA financing. Click here for more information about the program.
Calculators &
Frequently Asked Questions
Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.
Real Estate Benefits Programs
Buying a new home? Check out our rebate program.
Gas & Electric Credit Union (NMLS#483557) provides mortgage loans in agreement with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.