Looking for a low down payment?
FHA financing is still available with less than 5% down.
Get a personalized rate quote today.
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with a PreApproval!
If you're looking for that perfect home, get approved for the perfect home loan first. Apply Now!
CU Home Advantage Program
Selling your home? Buying new? Take advantage of our realty rebate program – 20% back in your wallet. Click here for more information and register today.
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A Long History. A Bright Future.
With a commitment of retained servicing on 99% of the loans we make, you'll experience our long history of personalized service, trust, and stability long after closing. Come grow with us!
Today's Featured Rates
|30 Year Fixed Rate|
|15 Year Fixed Rate|
|10 Year Fixed Rate|
|5/1 Adjustable Rate|
|FHA 30 Year Fixed Rate|
|FHA 15 Year Fixed Rate|
|Federal VA 30 Year Fixed Rate|
Rates Quoted Above Include a 1% Origination Fee.
Welcome to Gas & Electric Credit Union mortgage loan center for easy pre-qualification, custom rates, and expert advice to guide you through the home loan process.
Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home or refinancing your current loan, applying online is as easy as 1-2-3.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
- A Loan Officer will follow up with you and answer all your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 888-748-4967.
Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.
Frequently Asked Questions
Real Estate Benefits Programs
Buying a new home? Check out our rebate program.